As a licensed mortgage broker, I have an advantage over banks as I can offer the most competitive rates and a much wider variety of types of loan programs. This allows me to provide my clients with the financing they need. Direct lenders or banks are lending their own money and only have their own in house programs to offer. They can not "shop" around for the most competitive rates or loan programs from other wholesalers. I have many, many wholesalers throughtout the country from which to select the best loan program, rates and terms that suit my clients financial needs.
My reputation is built on my service, ability to work with and deliver the best available loan program possible. I provide my services seven days a week and after hours to better serve my clients.
"Nearly every broker can process a loan approval within 24 hours, but I pride myself in researching all available options and presenting to my clients the best possible rates, terms, payments and loan programs. I do this by working with many different wholesale lenders throughout the country. I will provide you options and help you understand all your choices whether it's a home loan, lot loan, construction loan or home refinancing."